Asset-based Lending provides maximum flexibility and borrowing capacity using your existing assets through a revolving line of credit.

PRODUCT DESCRIPTION

GE Capital’s Asset-based Lending (ABL) solution enables our customers to unlock their balance sheet and increase their financing options by borrowing against their company’s export or domestic account receivables and inventory using a revolving line of credit.

INDUSTRY SERVED

We have a proven track record and expertise in industries including:

  • Paper, Printing and Packaging
  • Steel and Metals
  • Rubber and Plastics
  • Chemical, Pharmaceuticals & Healthcare
  • Textiles
  • Automotive and Transport
  • Food and Beverage
  • Building Materials
  • Household and Recreational Products
  • General Manufacturing

Financing purposes served

GE Capital’s Asset-based Lending team can handle your financing needs based on varying unique requirements in size and complexity. We offer tailor-made solutions in the following areas:

  • Working and growth capital
  • Mergers and acquisitions
  • Refinancing and recapitalization
  • Corporate restructuring
  • Capital expenditures

China offerings

GE Capital offers clients in China:

  • A niche product design and tailored-made financial solutions supported by a professional local team and a dedicated China strategy
  • A well-established business with offices spanning four continents including North America, Europe, Asia and Australasia
  • A complimentary access to the GE global network, its best-in-class management strategies and process improvement techniques that can help improve your business performance beyond the deal

Benefits to clients

With GE Capital’s Asset-based Lending (ABL) solutions, you can benefit from:

  • Maximizing your assets: GE will finance up to 65% of your inventory and up to 85% of your Accounts Receivables, enabling you to make the best use of your resources.
  • Complementing banking facilities: ABLs focus on current assets, not past profitability or current ratios.
  • Reducing your foreign exchange risk: Funding is usually provided in the currency of your sales invoice, thereby reducing your FX risk.
  • Expediting business growth: ABLs accelerate your cash flow and enable you to reinvest in your business for sustained growth.
  • Reliable cash flow with great flexibility and acceptable cost:
  • - We can provide ABLs for 2-5 year terms to assist with your medium and long term planning.
  • - ABLs improve cash flow management and provide revolving credit to meet your working capital needs. Financing can increase as your business grows.
  • - You pay down the revolver each day from the collection of your receivables to decrease interest costs as you only pay for what you borrow.
  • Enjoying financial confidentiality: ABLs protect your confidentiality because your customers generally will not know how you finance your assets.

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